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righttobuy WHAT DO WE DO?

We pass on your no-obligation enquiry to a right-to-buy broker.

righttobuy WHAT WILL THE BROKER DO FIRST?

Your personal broker will help in your search for the right-to-buy mortgage to suit you. They will search a range of providers including the high street banks and building societies.

righttobuy THEN WHAT?

Their aim will be to help you decide on the most appropriate mortgage available for your circumstances.

righttobuy WHAT IF I HAVE MONEY OR CREDIT PROBLEMS?

Many people have less than perfect credit. Your personal broker will have access to specialist mortgage lenders who accept applications from people with CCJs, defaults, IVAs, mortgage or rent arrears.

righttobuy DO YOU COVER MY LOCAL AREA?

Yes, we cover the whole of England, Scotland, Wales and Northern Ireland.

righttobuy WHAT DO I DO NOW?

Easy. Enquire about a right to buy mortgage now. All you need to do is to complete the quick no-obligation form to your right and your personal broker will contact you to discuss your requirements and help you through the process.


Right to buy information Right to buy overview RTB Introduction RTB Considerations Who has the right to buy Who has right to buy part 2 RTB rent to mortgage Discount rules Discount rules part 2 Right to buy qualifying Right to buy qualifying part 2 Discount repaymentRTB Purchased before? Right to buy flat Service charges Service charges part 2 Service charges part 3 RTB the costs of buying RTB costs of buying part 2 RTB mortgage amount Costs of home ownership Right to buy insurance Repair and maintenance RTB one off costs RTB How to apply RTB Landlord's response Right to buy section 125 Right to buy appeals RTB section 125 queries Right to buy surveys Right to buy legal advice RTB informing landlord Right to buy mortgageCompleting Completing part 2 Right to buy delays Right to buy problems Right to buy exceptions Right to buy & the law What happens next RTB other exceptions RTB rural restrictions RTB defective dwellings Right to buy landlords RTB other public bodies Right to buy bookletsUseful addresses

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we keep it as simple as possible...

COUNCIL RIGHT TO BUY: Your Right to Buy your home

Right to Buy: Other booklets you may need

There are three other free booklets that may help you. Before you apply to buy a flat it is strongly recommended that you read our booklets "Long leaseholders - your rights and responsibilities" and "Thinking of buying a council flat?".

If you have already bought a flat and are disputing the service charges then our booklet "Applying to a Leasehold Valuation Tribunal" may help. You can get these booklets free from your landlord, from a Citizens Advice Bureau or housing advice centre, or from the Office of the Deputy Prime Minister.

Click here for the next page ...

© Crown Copyright (Correct at time of writing October 2003. Please check with your financial services provider for any changes.)

Enquire about a right to buy mortgage now.

All you need to do is to complete the no obligation form below and a broker will contact you to discuss your requirements and help you through the process.

Dont worry if you cannot complete all the fields, just enter the information you can.

Free Right to Buy Enquiry

1st enquirer's date of birth

2nd enquirer's date of birth

Mortgage term required (years)


Have you received your valuation from your council yet?

No
Yes


Have you asked a solicitor to act on your behalf for your right to buy purchase?

No
Yes

Is your property of standard construction?
(brick built and tiled/slate roof)

Yes
No
Not sure

What is the type of your property?

Is this a Single or Joint enquiry?

1st enquirer's annual income

2nd enquirer's annual income (before tax)

Amount you want to borrow (if known)(*)

Council valuation of the property (if known)

Discounted right to buy price (if known)

Value of outstanding debts/loans/credit cards

Can a broker perform a credit check?

Please read carefully: If you suspect that you currently have a less than perfect credit history or suspect you have EVER had any credit problems whatsoever, please tick. Before a lender provides you with a mortgage they will ALWAYS perform a credit check and will discover your actual credit history. Not declaring it at this stage may count against you.

None
CCJ
IVA
Defaults
Arrears
Bankruptcy
Late/missed loan payments
More than 1 or other‚ please record below

Any comments or details of any credit issues (rent arrears, defaults, ccjs etc)

Title:

First Name:

Last Name:

Address:

Postcode:


Please note it is not always possible to process enquiries based solely on the information contained in this form. Each case is unique and it may be necessary to speak to you to be able to assess your own particular circumstances to help find the most appropriate course of action. Please supply at least one phone number.

Home phone:

Work phone:

Mobile:

When can you be contacted?

 Daytime  Evening  Weekend

Email address:

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