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righttobuy WHAT DO WE DO?

We pass on your no-obligation enquiry to a right-to-buy broker.

righttobuy WHAT WILL THE BROKER DO FIRST?

Your personal broker will help in your search for the right-to-buy mortgage to suit you. They will search a range of providers including the high street banks and building societies.

righttobuy THEN WHAT?

Their aim will be to help you decide on the most appropriate mortgage available for your circumstances.

righttobuy WHAT IF I HAVE MONEY OR CREDIT PROBLEMS?

Many people have less than perfect credit. Your personal broker will have access to specialist mortgage lenders who accept applications from people with CCJs, defaults, IVAs, mortgage or rent arrears.

righttobuy DO YOU COVER MY LOCAL AREA?

Yes, we cover the whole of England, Scotland, Wales and Northern Ireland.

righttobuy WHAT DO I DO NOW?

Easy. Enquire about a right to buy mortgage now. All you need to do is to complete the quick no-obligation form to your right and your personal broker will contact you to discuss your requirements and help you through the process.


Right to buy information Right to buy overview RTB Introduction RTB Considerations Who has the right to buy Who has right to buy part 2 RTB rent to mortgage Discount rules Discount rules part 2 Right to buy qualifying Right to buy qualifying part 2 Discount repaymentRTB Purchased before? Right to buy flat Service charges Service charges part 2 Service charges part 3 RTB the costs of buying RTB costs of buying part 2 RTB mortgage amount Costs of home ownership Right to buy insurance Repair and maintenance RTB one off costs RTB How to apply RTB Landlord's response Right to buy section 125 Right to buy appeals RTB section 125 queries Right to buy surveys Right to buy legal advice RTB informing landlord Right to buy mortgageCompleting Completing part 2 Right to buy delays Right to buy problems Right to buy exceptions Right to buy & the law What happens next RTB other exceptions RTB rural restrictions RTB defective dwellings Right to buy landlords RTB other public bodies Right to buy bookletsUseful addresses

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COUNCIL RIGHT TO BUY: Your Right to Buy your home

Right to Buy: Useful addresses

If you have difficulty getting a copy of the Right to Buy claim form or if you want a list of other free housing publications, contact:

Free Literature PO Box No 236 Wetherby LS23 7NB Tel: 0870 1226236 Fax: 0870 1226237 Email: odpm@twoten.press.net

If you want to know about your rights, you can ask a Citizens Advice Bureau or a solicitor. If you disagree with your landlord about buying your home, you can contact your local Government Office, the Office of the Deputy Prime Minister (if you are a council tenant or housing association tenant living in England), the Welsh Assembly Government (if you are a council tenant or housing association tenant living in Wales) or the Housing Corporation (if you are a housing association tenant living in England).

Council Right to Buy: Government Offices for the Regions

(for tenants in England)

North East Wellbar House Gallowgate Newcastle upon Tyne NE1 4TD Tel: 0191 202 3634

East Midlands The Belgrave Centre Stanley Place Tal bot Street Nottingham NG1 5GG Tel: 0115 971 9971

North West Sunley Tower Piccadilly Plaza Manchester M1 4BE Tel: 0161 952 4000

Merseyside Cunard Building Pier Head Liverpool L3 9NT Tel: 0151 224 6300

South West The Pithay Bristol BS1 2PB Tel: 0117 900 1700

Yorkshire and Humberside PO Box 213 City House New Station Street Leeds LS1 4US Tel: 0113 280 0600

Eastern Heron House 49-53 Goldington Road Bedford MJ40 3LL Tel: 01234 796332

West Midlands 77 Paradise Circus Queensway Birmingham B1 2DT Tel: 0121 212 5000

Office of the Deputy Prime Minister Right to Buy Branch Floor 2/H10 Eland House Bressenden Place London SW1E 5DU

Welsh Assembly Government Housing Directorate Cathays Park Cardiff CF10 3NQ Tel: 029 2082 3872

Housing Corporation 149 Tottenham Court Road London W1T 7BN

South East Bridge House 1 Walnut Tree Close Guildford Surrey GU1 4GA Tel: 01483 882255

London Riverwalk House 157-161 Millbank London SW1P 4RR Tel: 020 7217 3456?37

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© Crown Copyright (Correct at time of writing October 2003. Please check with your financial services provider for any changes.)

Enquire about a right to buy mortgage now.

All you need to do is to complete the no obligation form below and a broker will contact you to discuss your requirements and help you through the process.

Dont worry if you cannot complete all the fields, just enter the information you can.

Free Right to Buy Enquiry

1st enquirer's date of birth

2nd enquirer's date of birth

Mortgage term required (years)


Have you received your valuation from your council yet?

No
Yes


Have you asked a solicitor to act on your behalf for your right to buy purchase?

No
Yes

Is your property of standard construction?
(brick built and tiled/slate roof)

Yes
No
Not sure

What is the type of your property?

Is this a Single or Joint enquiry?

1st enquirer's annual income

2nd enquirer's annual income (before tax)

Amount you want to borrow (if known)(*)

Council valuation of the property (if known)

Discounted right to buy price (if known)

Value of outstanding debts/loans/credit cards

Can a broker perform a credit check?

Please read carefully: If you suspect that you currently have a less than perfect credit history or suspect you have EVER had any credit problems whatsoever, please tick. Before a lender provides you with a mortgage they will ALWAYS perform a credit check and will discover your actual credit history. Not declaring it at this stage may count against you.

None
CCJ
IVA
Defaults
Arrears
Bankruptcy
Late/missed loan payments
More than 1 or other‚ please record below

Any comments or details of any credit issues (rent arrears, defaults, ccjs etc)

Title:

First Name:

Last Name:

Address:

Postcode:


Please note it is not always possible to process enquiries based solely on the information contained in this form. Each case is unique and it may be necessary to speak to you to be able to assess your own particular circumstances to help find the most appropriate course of action. Please supply at least one phone number.

Home phone:

Work phone:

Mobile:

When can you be contacted?

 Daytime  Evening  Weekend

Email address:

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