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righttobuy WHAT DO WE DO?

We pass on your no-obligation enquiry to a right-to-buy broker.

righttobuy WHAT WILL THE BROKER DO FIRST?

Your personal broker will help in your search for the right-to-buy mortgage to suit you. They will search a range of providers including the high street banks and building societies.

righttobuy THEN WHAT?

Their aim will be to help you decide on the most appropriate mortgage available for your circumstances.

righttobuy WHAT IF I HAVE MONEY OR CREDIT PROBLEMS?

Many people have less than perfect credit. Your personal broker will have access to specialist mortgage lenders who accept applications from people with CCJs, defaults, IVAs, mortgage or rent arrears.

righttobuy DO YOU COVER MY LOCAL AREA?

Yes, we cover the whole of England, Scotland, Wales and Northern Ireland.

righttobuy WHAT DO I DO NOW?

Easy. Enquire about a right to buy mortgage now. All you need to do is to complete the quick no-obligation form to your right and your personal broker will contact you to discuss your requirements and help you through the process.


right-to-buy counill-right-to-buy
we keep it as simple as possible...

Website User Agreement and Terms of Use

Use of the 1st-right-to-buy ("we", "us", "1st-right-to-buy", "1st-right-to-buy.co.uk") website ("the site") constitutes acceptance of the 1st-right-to-buy Website User Agreement ("the agreement") and Terms of Use ("terms"). The user of the site ("you") represent that you have read and understood these terms and agree to be bound by them. If you do not agree to all the terms and conditions on this page, please do not use this website. Use of any internal or external links on the 1st-right-to-buy.co.uk website constitutes acceptance of the terms on this page. If you do not agree with these terms, please exit this site by closing the browser window.

The terms "1st-right-to-buy", "1st-right-to-buy.co.uk" encompass the 1st-right-to-buy Internet Site and Marketing Communications (site map).

Registered address:

5 Keysland,
Thundersley,
Essex.
SS7 3TW
Tel: 0870 766 9057
contact@1st-right-to-buy.co.uk

In order to use this site you must agree to be legally bound and to abide by the terms and to indemnify and hold the operators of the 1st-right-to-buy website harmless from all alleged or actual damages, claims and expenses relating to any warrant, guarantee or representations made by the individual service providers featured within this website or linked websites. This also includes, without limitation, attorney's fees. The use of this site for any reason is deemed to be an agreement of this condition.

DISCLAIMERS
Bearing in mind that this is a free "public access" site, it is a condition of use of the site and the materials in it that use is at the user's own risk. We give no representation or warranty as to the accuracy of the content of the site and assume no responsibility for errors or omissions in it or the effect it has upon your computer. We disclaim all liability in respect of such information and its provision. Neither 1st-right-to-buy nor any of the site's administrators, editors or contributors shall be liable for any loss or damages suffered as a result of any use of the site, including but not limited to direct loss, consequential loss and loss of profits. We do not assume, and therefore disclaim, any liability for any loss or damage caused by errors or omissions.

The 1st-right-to-buy website is provided on an "as is" and "as available" basis. We shall not be liable for any direct, indirect, incidental, special, or consequential damages. This includes, without limitation and even if we are advised of the possibility thereof, any damages for loss of goodwill or any and all other commercial damages or losses including loss of profit, that result from the use of, or inability to use 1st-right-to-buy. The user agrees not to rely on any information obtained from the 1st-right-to-buy website and indemnifies us from mistakes, omissions, errors, interruptions, delays of service or performance, defects, harmful components, viruses and bugs, howsoever caused. It is the user's duty to execute anti-contamination or virus software and ensure that any information, if contaminated or infected, will not damage the user's information or system. The entire risk as to the use of the 1st-right-to-buy website is with the user. 1st-right-to-buy or its agents are not responsible or liable for telephone, network, ISP, electronic, computer or other communication problems or failures of any kind. Personal information sent to 1st-right-to-buy is at the senders own risk.

This independently owned website acts solely as an intermediary for the independent brokers of 1st-right-to-buy and, as such, the owners, webmasters and marketing professionals of this website are unable to offer financial advice. The information provided does not form the basis of any contract. Any contract formed as a result of a contact made through this website is between the consumer and the brokers. Financial decisions should not be based solely on the information contained within this website. The owners, webmasters and marketing professionals of this website do not take responsibility for the compliance or regulatory issues of this website. Responsibility rests with the broker who will comply with the relevant regulating authorities.

Please note that this is an independent marketing website and we do not sell or recommend financial products or broker services. We simply pass on your enquiry to financial service providers and therfore cannot offer advice. We are paid by the broker on an enquiry basis.

INDEMNITY
In order to use this site you must agree to be legally bound and to abide by the terms and to indemnify and hold the 1st-right-to-buy website harmless from all alleged or actual damages, claims and expenses relating to any warrant, guarantee or representations made by the individual merchants or linked sites. This also includes, without limitation, attorney's fees. The use of this site for any reason is deemed to be an agreement of this condition.

AVAILABILITY OF SERVICE
We do not warrant or guarantee that the 1st-right-to-buy website will be uninterrupted or error-free.

LINKS AND SITE CONTENT
We do not make any warrant or guarantee, either expressed or implied as to the accuracy, validity, completeness, suitability, reliability, or currency of any information content within its site or sites to which it is linked to. Links to other websites are provided solely as a resource guide and do not represent an endorsement or guarantee, either expressed or implied. The 1st-right-to-buy website does not assume any liability for any of the products, services, or data of any other sites. The 1st-right-to-buy website is a facilitator of links to the content of other sites and as such has no editorial control over the content of such linked sites in the same manner that a public library has no control over the content of the books that it distributes. It is the responsibility of the user to evaluate the information, opinion, advice, or other content contained within the site. We cannot be held responsible or liable for any loss or damage due to reliance on information obtained through the 1st-right-to-buy website.

INFORMATION INDEMNITY
The user agrees not to rely on any information obtained from the 1st-right-to-buy website and indemnifies us from mistakes, omissions, errors, interruptions, delays of service or performance, defects, harmful components, viruses and bugs, howsoever caused.

SEVERANCE
If a term, covenant, provision, or condition of this agreement becomes, or shall be held by any court of competent jurisdiction to be against public policy or illegal, all remaining provisions of this agreement shall remain in full force and effect and unaffected, impaired or invalidated by this decision. The invalidated item shall be modified by the parties to the full extent possible to carry out all the intentions and directives stated in this agreement.

GOVERNING LAW
Any such contract will be interpreted, construed and enforced in all respects in accordance with the laws of England, and you and 1st-right-to-buy irrevocably submit to the non-exclusive jurisdiction of the English Courts.

This agreement is governed by English law and all disputes will be handled solely in the United Kingdom. English Courts will have jurisdiction in respect of it. You consent to such venue and jurisdiction. The 1st-right-to-buy website is controlled and operated from offices in the United Kingdom and makes no representations or warranties that its content or use is legal in other locations.

HEADINGS
Headings are for reading convenience only and are not to be used in the interpretation of this agreement.

VARIATION
Whilst it is not our intention to do so, the operators of the 1st-right-to-buy Website reserves the right to change its policies and terms at any time. Any such changes will be posted on this page.

We do not assume, and therefore disclaim, any liability for any loss or damage caused by errors or omissions.

1st-right-to-buy is not associated with other companies who own similar sounding names.

If you do not agree to all the terms and conditions on this page, please do not use this website. Use of any internal or external links on the this website constitutes acceptance of the terms on this page. If you do not agree with these terms, please exit this site by closing the browser window.

QUESTIONS/COMMENTS ABOUT OUR TERMS AND CONDITIONS?
If you have any questions/comments about our terms please Contact Us.

Enquire about a right to buy mortgage now.

All you need to do is to complete the no obligation form below and a broker will contact you to discuss your requirements and help you through the process.

Dont worry if you cannot complete all the fields, just enter the information you can.

Free Right to Buy Enquiry

1st enquirer's date of birth

2nd enquirer's date of birth

Mortgage term required (years)

Have you received your valuation from your council yet?

No
Yes

Have you asked a solicitor to act on your behalf for your right to buy purchase?

No
Yes

Is your property of standard construction?
(brick built and tiled/slate roof)

Yes
No
Not sure

What is the type of your property?

Is this a Single or Joint enquiry?

1st enquirer's annual income

2nd enquirer's annual income (before tax)

Amount you want to borrow (if known)(*)

Council valuation of the property (if known)

Discounted right to buy price (if known)

Value of outstanding debts/loans/credit cards

Can a broker perform a credit check?

Please read carefully: If you suspect that you currently have a less than perfect credit history or suspect you have EVER had any credit problems whatsoever, please tick. Before a lender provides you with a mortgage they will ALWAYS perform a credit check and will discover your actual credit history. Not declaring it at this stage may count against you.

None
CCJ
IVA
Defaults
Arrears
Bankruptcy
Late/missed loan payments
More than 1 or other‚ please record below

Any comments or details of any credit issues (rent arrears, defaults, ccjs etc)

Title:

First Name:

Last Name:

Address:

Postcode:


Please note it is not always possible to process enquiries based solely on the information contained in this form. Each case is unique and it may be necessary to speak to you to be able to assess your own particular circumstances to help find the most appropriate course of action. Please supply at least one phone number.

Home phone:

Work phone:

Mobile:

When can you be contacted?

 Daytime  Evening  Weekend

Email address:

Terms and Privacy

 

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
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